Employees often view health insurance as one of their most valuable benefits. In fact, a 2002 survey by the Employee Benefits Research Institute found that 60% of workers felt health insurance was their most important benefit. Magnate Benefits offers a variety of options including small group and medical savings accounts.

In a 2002 Small Employer Health Benefits Survey, EBRI found that 64% of small employers offered health benefits to workers because they believe it increases productivity by keeping employees healthy. The survey also found that 75% of employers offered health benefits to help with recruitment and retention.

Benefit plans may include:

• Preferred Provider or Point of Service options
• Flexible coinsurance and deductible amounts
• Prescription drug options
• Maternity coverage options
• Mental health and lifestyle coverage options